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Engagement

Three engagement tiers.

All include 12-month bundled scope, Layer-1 recovery floor, and Layer-2 operational SLA. Founding Cohort pricing applies through the first 10 clients.

Bare Minimum Standard Bespoke
Monthly$2,500$5,000$10,000 – $15,000
Engagement term12-month bundled12-month bundled12-month bundled
Target operator$200-400K/mo$400K-$1M/mo (default)$1M-$5M/mo, multi-jurisdiction
Recovery audit + onboarding (Mo 1-3)IncludedIncludedIncluded + ongoing payment-ops monitoring
Strategic CFO call cadenceMonthly (60 min)Bi-weekly (60 min)Weekly (60 min)
Books closed by10th of month10th of month5th of month
Returns filed before deadline10 business days10 business days15 business days
Tax planningBasicStandard (quarterly projection)Premium (cross-border restructure included)
Compliance monitoringQuarterlyMonthlyReal-time + crisis-response SLA
Founder direct accessBi-weekly via teamWeekly via teamDirect cell
Founder-on-call hoursNone1 hr/mo4 hr/mo
QBR cadenceQuarterlyQuarterly + recorded videoMonthly OR 2-day on-site
Multi-jurisdiction included12Up to 5
Audit defense (if needed)Hourly add-onIncludedIncluded
Layer-1 recovery floorYes, in writingYes, in writingYes, in writing
Layer-2 operational SLA4-hr response, HK BD4-hr response, HK BD2-hr response, HK BD
Founding Cohort slotsLimitedLimitedBy founder call

What's included beyond core scope.

The bonus stack runs across all tiers. Some elements scale up at Standard and Premium.

  • Chart of accounts rebuild (Month 1)
  • KPI dashboard setup (CheckoutChamp / Stripe / accountant integration)
  • Jurisdictional review (Months 1-3)
  • Processor terms re-negotiation (Standard + Premium)
  • Entity stack review and restructure recommendation
  • Quarterly tax-savings projection (Standard + Premium)
  • Audit-defense letter on engagement (against IRS, IRD, HMRC, ATO equivalent)
  • Compliance-warranty clause in engagement letter
  • Engagement-letter sample available pre-signing
  • Crisis-response retainer (Premium: direct cell access)
  • 12-month renewal lock at current pricing (vs market re-pricing at month 12)
  • Slack channel + ticketing (Premium)
  • Onboarding checklist + 30-60-90 day cadence document
  • Receipt-bank documentation for your engagement
  • Monthly health-snapshot email (operational metrics)

Guarantees, in writing.

Layer 1

Recovery Floor

Every engagement opens with the recovery audit: free, 60 minutes, 3 numbers. On the call we give a careful, low-end estimate of the locked funds we can recover. The engagement letter then commits us to recovering at least 50% of that estimate within 90 days of the start.

If we don't hit 50% of that low-end estimate within 90 days, we refund three months of fees. No exceptions. No partial credits. The Layer-1 clause sits in Section 8 of the engagement letter and triggers automatically, not at our discretion.

To qualify for Layer-1, you need 2+ active payment processors, $200K-$1M/mo in offer-funnel DTC revenue, full read-only gateway access during the audit, and follow-through on our action plan in the first 90 days. If those hold and we miss the floor, the refund runs automatically.

Layer 2

Operational SLA

Beyond recovery, we commit to operational SLAs on a monthly cadence:

  • Books closed by the 10th of each month (5th for Premium tier). If we miss, that month's retainer is refunded.
  • Tax returns filed at least 10 business days before deadline (15 for Premium). If we miss, that month's retainer is refunded.
  • CFO-line response within 4 business hours during HK business days (2 hours for Premium). If we miss the response window 3+ times in a 30-day period, that month's retainer is refunded.

Layer-2 is built to stop the service drift that breaks most CFO-on-retainer relationships around month 9-12. We make the promise specific and refund automatically, instead of letting slipping service turn into an awkward renewal talk.

Engagement letter sample available on request. The Layer-1 and Layer-2 clauses are written into Section 8 of the standard tier engagement letter. We send the sample before the proposal so you can review the exact contractual language.

How an engagement works.

01

Audit (60 min, free)

3 numbers produced live. Locked funds recoverable. Tax savings annualized. Compliance risk ranked. Written summary follows within 24 hours.

02

Proposal (within 24 hours)

Engagement letter with tier match, specific Layer-1 recovery floor in writing, Layer-2 SLA. DocuSign. No scope ambiguity.

03

Engagement (12 months bundled)

Months 1-3: recovery work + department setup. Months 4-12: steady-state CFO with quarterly QBR + monthly close. Direct line for crisis.

04

Renewal (Month 12)

Annual review + re-anchor scope. Most engagements upgrade tier. Renewal at then-prevailing rate unless Founding Cohort lock-in applies.

Common questions.

Why 12-month bundled instead of monthly?
Because the recovery work and the ongoing CFO work are really one engagement, not two. Buying them separately leaks money at month 6-9 and breaks the renewal. Bundling is the more honest price.
What if I want to cancel?
Minimum 6-month engagement with sliding-scale cancellation tied to recovery success. After month 6, monthly with 30-day notice. Specific cancellation terms in engagement letter Section 12.
What's NOT included?
Litigation support beyond normal advisory. M&A diligence (separate scope and fee). Forensic accounting for fraud cases (separate scope). Any compliance fines, penalties, or restitution stay yours. We list every exclusion in the engagement letter so the scope stays clear.
Multi-entity discounts?
Pricing follows complexity, not just how many entities you have. A 3-entity DTC setup in one country is closer to Standard than a 2-entity setup spread across several countries. The audit decides your tier.
Payment methods?
Wire, ACH, credit card (3% surcharge). Annual prepay gets a 5% discount. Monthly billing is standard.
Onboarding timeline?
Engagement letter signed day 0. Read-only access requests sent day 1. Onboarding kickoff call day 7. Books rebuild starts week 2. First close target: month 1 closing on the 10th of the following month.
How is this different from Bench / Pilot?
Bench and Pilot mainly do bank reconciliation. For us, that's one of five things. Strategic CFO work, tax planning, compliance monitoring, and corp-law routing aren't in their scope. We're a different level of finance department.
Can I keep my current CPA?
Yes, but most engagements replace the CPA within the first 90 days, because juggling the hand-offs isn't worth it. If your CPA knows context we'd lose, we coordinate instead of replacing them.

Book your complimentary consultation.

Book a complimentary consultation